If you belong to the IKEA Family, you are aware of their reward system. Those who only think of enrolling in their Loyalty Program may find it interesting getting to know the benefits and purposes of a designated credit card that give some privilege over ordinary clients. Does IKEA have a credit card similar to bank ones?

Pay IKEA Credit Card: What’s the Point?

People who at least once per month dedicate their time to shopping in the IKEA store, know that the more purchases they make, the more rewards are to be accredited to their special account. Let’s make it clear, it is almost the same VISA card issued by banking facilities which you can use for payments. And, it is tied to IKEA stores where you can use it for earnings. In fact, you won’t get super bonuses in terms of free products or furniture, but it can be a great advantage if you shop there like daily, and you feel not appreciated for such a contribution to their profit. Application for IKEA credit card is just as easy as strolling around their shelves and coming across fancy decorative items. You have to only use their platform. There, as it always happens, you see a registration form with empty fields for your personal information, and some marketing ploys of 25$ off discount for the first purchase.

Regarding the main purposes of IKEA credit card, they are several:

  • to get 5% back for major brand purchases in any IKEA store. They indicate what this back reward can be used for;
  • to get 3% for dining, grocery, and utility;
  • to get 1% for all the other services.

Quite good for one if he does shopping regularly, isn’t it? But, IKEA credit card review from lots of customer feedback platforms differs. Some claim it takes ages to be accredited even with the slightest bonus. But, note, it depends only on your purchase activity.

Other advantages of IKEA credit card payment are free shipping and delivery. Use it for these purposes instead of paying like $29-$60 each time. Then, customers of their stores receive a 0% annual fee, and it is a great benefit comparing to other cards that bound clients to some fees and charges on a regular basis. Finally, you can use their IKEA Projekt credit card and earn $150 cash back if you managed to buy items for $500. Besides, this form of the card allows one to receive financing for a home renovation.

The Bottom Line

To start enjoying the convenient and profitable usage of a Loyalty program, one should apply for IKEA credit card USA, and be a regular client of their stores. Purchase, order delivery at no cost. No IKEA credit card approval odds, their loyalty program is transparent. Thus, if you are sure you can contribute to their distribution of goods, there should be no hesitations whether to be enrolled in the program or not.